Short Term Loans: Get Cash Online Today

cashasaploans.co.za is a direct lender offering a secure and hassle-free way to access small amounts of cash without any hidden costs. We provide our customers with payday loans or instalment loans, which can help bridge your income and expenditure until payday or cover unexpected financial difficulties such as payment for medical treatment, household bills, car repairs or other unforeseen expenses.

We have made the entire process as easy and convenient as possible for you, our customer. We assess all loan applications on a 24/7 basis and customers that meet our creditworthiness and affordability criteria benefit from fast loan transfer times, even on bank holidays and at the weekends.

What is a short term loan?

A short term loan is a form of unsecured credit offered at higher interest rates. It can be a solution for times when you don't have the money and can be accessed online at a time that is convenient for you. There is no queuing at the bank, filling out lots of paperwork or waiting a long time to hear the decision on your application. The process of borrowing money from cashasaploans.co.za is transparent and straightforward — you can apply for the amount of cash you need, to the nearest pound, so you don’t have to borrow any more than you really need. Our easy to use application form allows you to choose the type of loan for your current needs online: a payday loan or an instalment loan. One of the advantages of a short term cashasaploans.co.za loan is that you can set the repayment date that suits you and, if approved, the money will be in your account on the same day and normally within minutes of approval.

In order to get money from cashasaploans.co.za, you have to fill in the application form on our website. Once your loan is approved, subject to meeting our creditworthiness and affordability checks, the cash will be transferred to your nominated bank account within minutes, even on bank holidays and weekends. As a direct lender of short term loans we use the latest technology to make sure that any personal data you provide is kept safely and securely.

We are always upfront, clear and transparent about the interest rates that we charge. Using our online loan calculator, you can see the amount that you will pay on your loan on the repayment date if you apply for one of our payday loans, or instalment dates if you are applying for our multi month loans, and the amount of money borrowed. This way you can consider different options for the amount and duration of your loan and make sure that the repayment will be affordable for you and that the loan fits your circumstances.

Our online service allows you to apply for a loan over different periods of time to give you flexibility on your repayment amount and giving you a repayment option that you are most comfortable with.

We offer two types of credit: payday loans and multi month loans.

With both types of the cashasaploans.co.za loan, you can make a partial or a full repayment before your agreed repayment date. By accessing your account on the cashasaploans.co.za website you can see what your early repayment amount will be and you can select the amount that you would like to repay before confirming the payment. You may be eligible for a reduction on the amount of interest you agreed to pay when you took out your loan. This will depend on how much you've repaid so far and the remaining duration of your loan. We will calculate any rebate that you may be eligible for in accordance with the provisions of the Consumer Credit (Early Settlement) Regulations50004.